What we fund
If revenue moves through your bank account, we can work with it
We fund owner-operated US businesses across most industries, from $5,000 to $500,000. Here is where our capital goes most often.
Industries
Who we fund
Restaurants & food service
Equipment, payroll, buildout
Retail & e-commerce
Inventory and seasonal stock-ups
Trucking & logistics
Fuel, repairs, driver payroll
Construction & trades
Materials and bonded job starts
Auto repair & body shops
Parts, lifts, diagnostics
Medical & dental practices
Chairs, imaging, staffing
Salons, spas & fitness
Renovations and new locations
Professional services
Bridging slow receivables
Use of funds
What owners spend it on
- Inventory and seasonal stock-ups
- Equipment repair and replacement
- Payroll during a slow stretch
- Buildouts, renovations and second locations
- Marketing pushes and new hires
- Bridging slow-paying receivables
- Emergency repairs and downtime
- Bulk-purchase or supplier discounts
Straight talk
What we cannot fund
- Businesses under three months old
- Under $15,000 in average monthly monthly deposits
- Cannabis, firearms, adult and most crypto businesses
- Non-profits and passive real-estate holding entities
If you are close but not quite there, tell us anyway. We will say what would need to change and when to come back.
Working capital, without the waiting room
One short application, three bank statements, and a decision the same business day. Applying will not affect your credit score.