Trust
The commitments we are judged on.
These are the terms we operate on, in writing, before you send us a single document. Hold us to every one of them.
Our commitments
Six things in writing
The cost, in dollars, before you sign
Total payback, holdback percentage and estimated term are on the offer sheet. No fee shows up at funding that wasn't on that sheet.
A soft pull to start
Checking your options doesn't touch your credit score. A hard inquiry happens only if you accept an offer and ask us to fund it.
Your statements are not a lead list
Encrypted in transit, used to underwrite your file, and never sold or brokered to anyone. Applying here doesn't put you on a call list.
One application, one specialist
Apply once. The person who reads your file is the person who walks you through the offer and stays on it through the wire.
No pressure, no penalty
Walk away any time before you sign. Pay it off early and there's no prepayment penalty.
A straight answer, same day
If the numbers work, you'll know today. If they don't, you'll know today, and you'll know why.
Working capital, without the waiting room
One short application, three bank statements, and a decision the same business day. Applying will not affect your credit score.