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Straight answers on business funding
Funding basics · September 28, 2026
Business Line of Credit vs. Cash Advance: Which One You'll Actually Get Approved For
A business line of credit is cheaper than a merchant cash advance, if you qualify. Here's what banks and online lenders require, what a LOC really costs, and what to do if the answer is no.
Funding basics · September 28, 2026
No-Doc Business Loans: What "No Documents" Really Means (and What You'll Still Need)
No-doc business loans don't exist the way ads suggest. Here's what low-documentation funding actually requires (usually three bank statements), what's a real offer and what's a scam signal.
Funding basics · September 28, 2026
Small Business Loan Requirements in 2026: What Banks, Online Lenders and Cash Advance Funders Each Ask For
The real requirements for a small business loan in 2026: time in business, revenue, credit score, bank statement rules and documents, for banks, online lenders and cash advance funders, with the actual numbers.
Funding basics · September 28, 2026
What Is a Merchant Cash Advance? How an MCA Works, What It Costs, and Who It's For
A merchant cash advance is a purchase of your future sales, not a loan. Here's how an MCA works, what a factor rate is, what it costs, and when it makes sense.
Tools · September 28, 2026
Merchant cash advance calculator
Enter the advance, the factor rate and the term. See the total payback, your daily or weekly payment and the estimated APR.